Legal

Terms of Use

Last updated: 13 November 2026

1. Agreement

By creating an account or using DebtDash (the app and getdebtdash.com), you agree to these Terms and our Privacy Policy. If you don't agree, please don't use DebtDash.

2. Who can use DebtDash

You must be at least 18 and able to enter a binding contract. You must give a real email address you control and keep your account details accurate. One person, one account.

3. What DebtDash is and isn't

DebtDash is a tool for recording and understanding your own loans, income, expenses and savings. We do not lend money, hold your money, connect to your bank or give financial, tax, legal or investment advice. EMI, interest, prepayment, savings and "safe to spend" figures are estimates based on the numbers you enter and standard formulas. Your lender's figures may differ because of fees, rounding, rate changes or their own methods. Decisions you make are yours.

4. Your account

• You sign in with a one-time code sent to your email. Keep access to that inbox secure.
• You are responsible for activity on your account. Tell us at once at support@getdebtdash.com if you think someone else has used it.
• Free users can track up to 3 loans, 3 savings items and 1 goal. Family profiles are managed by the Pro account owner.

5. DebtDash Pro

• Price: ₹365 per year in India, US$3.99 per year in most other countries, or the local price shown in the store. Prices may change; any change applies from your next renewal, and we will tell you in advance.
• Free trial: every new account gets 21 days of Pro free. No card is needed and you are not charged when it ends; you simply return to the free plan unless you choose to buy Pro. One trial per person and device.
• Billing and renewal: Pro is bought through Google Play or the Apple App Store, which charge you and renew the subscription each year until you cancel. Cancel any time in your store account; Pro stays active until the end of the paid year.
• Refunds: refunds are handled by Google Play or Apple under their policies. Where the law gives you a right to a refund, nothing here limits it.

6. Acceptable use

Don't:

• use fake or disposable email addresses, create accounts in bulk, or try to get more than one free trial
• try to break into, overload, scrape or reverse-engineer DebtDash or its servers
• upload anything illegal, malicious or that you don't have the right to store
• use DebtDash to harm, defraud or harass anyone

We may limit, suspend or close accounts that break these rules, and we may review sign-ups that look automated or fraudulent.

7. Your content

The data and documents you add remain yours. You give us permission to store and process them only to run DebtDash for you, as described in the Privacy Policy. You can export or delete them at any time.

8. Our content

The DebtDash name, logo, app design and code belong to us. You may use the app for your personal use; you may not copy, resell or build a competing product from it.

9. Availability and changes

DebtDash needs an internet connection. We work to keep it running but can't promise it will always be available or error-free. We may change or remove features; if a change takes away a paid feature you rely on, we will tell you first.

10. Deleting your account

You can delete your account at any time in Profile → Delete account or as described at getdebtdash.com/delete-account. Deleting your account does not cancel a store subscription; cancel that in Google Play or the App Store.

11. Liability

DebtDash is provided "as is". To the extent the law allows, we are not liable for indirect or consequential losses, or for decisions you make based on figures in the app. Our total liability for any claim is limited to the amount you paid us for Pro in the 12 months before the claim. Nothing here limits liability that cannot be limited by law, or your rights as a consumer.

12. Governing law

These Terms are governed by the laws of India. Disputes will be handled by the courts of India, without affecting any rights you have under the consumer laws of your own country.

13. Changes to these Terms

If we make important changes, we will tell you in the app or by email before they apply. If you keep using DebtDash after that, the new Terms apply.

14. Contact and grievances

Support: support@getdebtdash.com · Grievance Officer: grievance@getdebtdash.com. We acknowledge complaints promptly and aim to resolve them within 30 days.